It’s Audit Time!

Ouch, don’t you hate that word AUDIT? Well, don’t worry we aren’t talking about an IRS Tax Audit; we are talking about an Audit that could provide some tremendous benefits for you and your family.

We have never understood when it comes to matters of finance why we only focus on managing our assets, we only ask for help when it comes to building assets and investments. Nobody asks for help in properly managing their liabilities. Have you ever asked anyone if you are handling your debts in the most efficient manner, the way that is best for your family?

Why don’t we? We are usually embarrassed by our personal debt situation, it is a source of stress around the house, it causes sleepless nights, yet we don’t ask for any help when it comes to debt. Well, it’s time for that to stop!

As a part of our constant pursuit of building more value for you we have created what we call a “Liability Audit”. If you will take a few minutes to download and complete the Liability Audit Form and fax it to our office we will assess your current situation to find out if you are handling your liabilities in the best way possible and see if we can help you to save money and eliminate your debt faster.

Why would you want to do this? That’s an easy one. Because there is enough money flowing through your household budget EVERY MONTH that if properly managed can provide so much for you and your family.

The folks we have done Liability Audits for have found that they can free up $100, $500 to $1,000 or more a month while paying off their consumer debt in as little as 6 months and we have been able to give the choice to pay off their mortgages in as little as 8 years from a current 30 year time frame. We have shown them how the proper debt structure can put an additional $500,000, $1,000,000 or more into their savings and investments at or before retirement.

The biggest benefit of what we do is the ability for you to provide a much SAFER environment for your family. How nice would it be if you knew that if bad things happened (job loss, disability, injury, illness, etc.) you had more than enough money to weather the storm and that your family wouldn’t even notice anything different from a financial standpoint? Our main goal is to give you Peace of Mind.

Let me ask a tough question. If you had a significant drop in income right now how long could you make it on what you have? The average American has $3,800 in available liquid cash. That would make it maybe a month or two for most families. Where would you be with a job loss?

Here’s the deal, what we are doing now with our clients is SO MUCH MORE than providing a mortgage. We are now helping you to live your life worry free from financial hardships while also providing for a safe and secure retirement. I know it sounds crazy that a mortgage guy could do that, but we can and all we want is the opportunity to prove it to you.

It may sound too good to be true, but when you follow the best strategies in handling your debts in the most efficient way possible you would be amazed at the results. The strategies that we utilize are cutting edge and for whatever reason are not being talked about in the main stream financial world.

It doesn’t matter how low of a rate you have on your mortgage or if you have a 15 year fixed rate mortgage. Just because you have a great rate on your mortgage doesn’t mean that your “Household Rate of Debt” (HROD) is being optimized. You could have a great rate with a horrible overall debt structure that ends up costing you hundreds of thousands of dollars over time.

So, if you are carrying mortgage debt, credit card debt, auto loans, student loans or any type of consumer debt you owe it to your family to complete the one page “Liability Audit” form and fax it to so you can find out if there is a better way. Even though we do mortgage planning doesn’t mean that we will be refinancing your current mortgage, because many times what we recommend does NOT include refinancing your mortgage, but just restructuring how you pay each account.

What do you have to lose if you have us to a Liability Audit for you? Well, if you have debt and don’t have us conduct a Liability Audit for you it could cost you hundreds of thousands of dollars if not millions over your lifetime. That may sound farfetched, but amazingly it is not farfetched, in fact, if you are following traditional thinking then the chances are overwhelming that you are losing big MONEY every day of your life!

Thanks,

Kurt Jackson, CMPS

Certified Mortgage Planner

Click Here to download the Liability Audit Form